Verified hosts hit the $50 minimum withdrawal at just 14,300 Income Diamonds with 75% retention, while non-verified users need 35,700 diamonds with only 30-40% retention. Both must complete 35+ streaming hours across 15+ active days, 25 regular streams, and 5 Game Lives. Verification takes 2-5 business days and unlocks significantly better earning potential.
Account Types: Verified vs Non-Verified
Verified Account Requirements
Verified accounts undergo formal authentication requiring government-issued photo ID, linked bank account, and transaction password. Approval takes 2-5 business days. You'll need fewer than 3 Terms of Service violations, 5 Mbps upload speed, and 720p+ video quality.
The verification badge signals platform endorsement, increasing viewer trust and gift-giving confidence. You'll get preferential placement in discovery feeds and access to exclusive creator programs.
Non-Verified Account Limitations
Non-verified accounts access full streaming features but face higher withdrawal barriers. The 30-40% retention rate means a 1,000-coin gift yields only 300-400 diamonds versus 750 for verified hosts.
You'll need 35,700 Income Diamonds for $50 withdrawal—approximately $125 in gross gifts before retention. This typically requires 2-4 months of consistent streaming for first withdrawal.
Diamond Cashout Thresholds
Verified: 14,300 Diamonds
Using 286 Income Diamonds per $1 USD, verified hosts need 14,300 diamonds for $50 withdrawal. With 75% retention, this requires ~19 gifts of 1,000 coins each.
Regional rates vary (some use 476 diamonds per $1), but ratios remain consistent. The platform auto-applies correct regional conversion.
Non-Verified: 35,700 Diamonds
The 35,700 threshold represents 2.5x the verified requirement. Combined with 30-40% retention, you need 90-120 gifts of 1,000 coins—typically 7-8 weeks at 5,000 diamonds weekly.
Reality check: $50 in gift value ≠ $50 withdrawable. After retention, that's only $15-20 for non-verified accounts.
Conversion Rates 2026
Standard rate: 286 Income Diamonds = $1 USD (North America, Europe, most Asia-Pacific) Alternative rate: 476 diamonds = $1 USD (select territories)
Rates apply to Income Diamonds only, not purchased coins. Gifts convert through retention filter first, then regional rate at withdrawal.
Complete Comparison
Verified Benefits:
Threshold: 14,300 diamonds
Retention: 75%
Gift requirement: ~19,000 coins for $50
First withdrawal: 2-3 weeks typical
Non-Verified Limitations:
Threshold: 35,700 diamonds
Retention: 30-40%
Gift requirement: ~90,000-120,000 coins for $50
First withdrawal: 6-8 weeks typical
Over one month, 100,000 coins in gifts = 75,000 diamonds (verified) vs 30,000-40,000 diamonds (non-verified). That's $122-$157 lost monthly.
Processing & Fees
Payment methods:
GCash: 24-48 hours, 1.5-3% fee
PayPal: 2-3 days, 2.9% + $0.30 fee
Bank transfer: 3 business days, 1.5-3% fee
Eligibility checks occur 14th of month at 11:59 PM. Withdrawal window: 15th-20th.
Regional monthly caps:
North America: $500-$3,000
Europe: €400-€2,500
Asia-Pacific: $300-$2,000
Latin America: $200-$1,500
Why Cashout Failed
Insufficient Balance
Check Host Center → Earnings for actual Income Diamonds, not total coins received. Non-verified accounts with $150 gift value have only ~$52.50 in diamonds after 35% retention.
Account Type Mismatch
Verification pending? You're still non-verified until approved. Attempting withdrawal at 14,300 diamonds fails if verification isn't complete.
For faster engagement while waiting, MICO Live coins top up through BitTopup helps boost audience interaction.
Verification Delays
Common obstacles:
Unclear/expired ID photos
Bank account name mismatch
Unresolved ToS violations
Incomplete profile info
Contact support after 5+ business days pending.
Regional Restrictions
Blocked countries: Iran, North Korea, Sudan, Syria, Cuba, Myanmar, Yemen, Iraq, Somalia
Already hit monthly cap? Wait for next cycle.
How to Verify Your Account
Application Steps
Profile Settings → Account Verification
Prepare: government ID, bank account info, email access
Upload clear ID photos (all corners visible)
Link bank account (name must match ID exactly)
Create transaction password
Submit and monitor email for updates
Processing: 2-5 business days standard, up to 7 during peak periods.
Required Documents
Current government-issued photo ID (passport, driver's license, national ID)
Bank account with matching legal name
Clean compliance record (fewer than 3 violations)
Minimum 30-day account age
Name discrepancies trigger automatic rejection. Stage names are fine, but legal names must match across all documents.
Post-Verification Benefits
Beyond the 14,300 threshold:
40-60% increase in new follower acquisition
25-35% higher average watch time
30-45% more frequent gift-giving
Access to promotional partnerships and featured streams
Reaching Cashout Thresholds
Organic Methods
Peak hours: 7-11 PM local time maximizes concurrent viewers and gifts.
Active days: Distribute 35 hours across 15-20 days rather than marathon sessions. Each broadcast = fresh gift opportunities.
Content mix: Balance 25 regular streams + 5 Game Lives to reach different viewer demographics.
Engagement Tactics
Interactive content boosts gift rates 40-50%:
Viewer challenges with gift incentives
Immediate, personal gift acknowledgments
Milestone celebrations creating urgency
Build regulars, not one-time viewers. Ten loyal viewers attending 80% of streams > 100 one-time attendees.
Strategic Acceleration
Educate viewers about convenient top-up options. Buy MICO Live coins instant recharge through BitTopup removes payment friction when supporters want to maintain gift-giving momentum.
Timeline Calculations
Verified: 14,300 ÷ 750 per gift = 19 gifts needed. At 3-4 gifts/stream = 5-6 broadcasts = 2-3 weeks.
Non-verified: 35,700 ÷ 350 per gift = 102 gifts needed. At 3-4 gifts/stream = 26-34 broadcasts = 6-8 weeks.
Track your gift rate after 10 streams for personalized estimates.
Troubleshooting Withdrawals
Diagnostic Checklist
Balance: Host Center → Earnings shows Income Diamonds exceeding threshold?
Requirements met before 14th deadline:
35+ streaming hours (0.1 hour increments)
15+ active days (one broadcast per 24 hours, 30+ min sessions)
25+ regular streams
5+ Game Lives
Fewer than 3 ToS violations
Timing: Current date between 15th-20th?
Status: Verification matches threshold attempted?
Support Contact Info
Include in requests:
User ID (Profile Settings)
Withdrawal amount, date/time attempted
Income Diamond balance screenshot
Performance tab screenshot (hours, days, streams)
Verification status and date
Payment method selected
Exact error messages
Response times: 24 hours (account status), 48-72 hours (payment issues), 5-7 days (verification appeals).
Alternative Solutions
Close to threshold?
Add 2-3 extra streams during peak hours
Host special events (50-80% higher gift rates)
Start verification if between 14,300-35,700 diamonds
Within 2,000-3,000 diamonds with 10+ days left? Maintain current schedule—you'll hit it organically.
Maximizing Earnings
Timing Strategy
Withdraw on 15th for full month to accumulate next batch, or wait until 18th-20th to include late-month gifts in current withdrawal.
Approaching regional cap? Time withdrawals to maximize monthly limits without leaving earnings inaccessible.
Fee Minimization
GCash/bank transfer: 1.5-3% ($0.75-$1.50 on $50) PayPal: 2.9% + $0.30 ($1.75 on $50)
Larger withdrawals reduce fee percentages. PayPal's $0.30 = 0.6% of $50 but only 0.15% of $200.
Long-Term Growth
Verification = highest-impact optimization. 180-250% earnings increase for equivalent engagement.
Consistent schedules build core viewers generating 60-70% of gifts after 3+ months.
Content diversification across streams and Game Lives doubles potential audience base.
FAQ
Minimum diamonds for cashout? 14,300 (verified) or 35,700 (non-verified) at 286 diamonds per $1 USD.
How does verification affect limits? 60% threshold reduction + 75% retention vs 30-40%. Converts gifts 2.5-3x faster.
Why can't I cash out $50? $50 = withdrawal amount, not gift value. Non-verified need $125-$165 in gifts to accumulate 35,700 diamonds. Check Income Diamonds in Host Center → Earnings.
Verification timeline? 2-5 business days standard, up to 7-10 if additional review needed.
Verified vs non-verified differences? Verified: 14,300 threshold, 75% retention, badge, algorithm priority Non-verified: 35,700 threshold, 30-40% retention, no badge Both: Same streaming requirements (35+ hours, 15+ days, 25 streams, 5 Game Lives)
Diamonds needed for verified cashout? 14,300 Income Diamonds = ~19,000 coins in gifts = 5-6 successful broadcasts.
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