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MICO Live Cashout Guide: 35 Hours + 15 Days (2026)

Qualifying for MICO Live's monthly cashout requires 35+ streaming hours, 15+ active days, 25 regular streams, and 5 Game Lives. Withdrawals process between the 15th-20th monthly, starting at $50 USD (14,300 Income Diamonds for verified hosts, 35,700 for non-verified). This checklist covers daily tracking, hour mechanics, and calendar planning to ensure you hit the payout window.

Understanding MICO Live's 2026 Cashout Requirements

MICO evaluates four metrics simultaneously: total streaming hours, active days, regular stream count, and Game Live participation. Missing any single requirement disqualifies you from monthly payout, regardless of other performance.

Financial thresholds vary by verification status. Verified hosts need 14,300 Income Diamonds for $50 minimum withdrawal; non-verified broadcasters require 35,700 Diamonds. This stems from retention rates—verified accounts keep 75% of viewer contributions (286 Diamonds = $1 USD), while non-verified hosts retain only 30-40%. For verified broadcasters, collect approximately 19,067 viewer coins; non-verified hosts need 89,250-119,000 viewer coins for the same threshold.

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The 35-Hour Streaming Threshold

The 35-hour requirement represents cumulative live broadcasting time within a calendar month. MICO tracks from when you go live until broadcast ends, excluding idle periods with no viewer interaction. This applies universally across all broadcaster tiers.

MICO counts only active streaming time. Streams with no viewer presence for extended periods may not credit those minutes. The system requires consistent viewer engagement to validate hours.

What Constitutes an 'Active Streaming Day'

An active day requires at least one completed broadcast within a 24-hour period based on your registered time zone. The 15-day minimum must distribute across the calendar month—you can't stream 15 consecutive days and ignore remaining weeks.

The platform distinguishes between regular streams and Game Lives. While both contribute to active day count, you must complete 25 regular streams and 5 Game Lives separately. A single day can include multiple stream types, but each category maintains independent tracking.

The 15-20th Payout Window

MICO processes qualified withdrawals exclusively between the 15th-20th monthly. This creates a hard deadline—streaming hours on the 14th count toward that month's eligibility, but hours on the 21st apply to the following cycle. Processing timeline varies: GCash completes within 24-48 hours, PayPal takes 2-3 days, bank transfers require 3 business days.

Missing this window delays payout by an entire month. The system performs automated eligibility checks on the 14th at 11:59 PM in your registered time zone. Broadcasters who fall even one hour or one day short receive no partial credit.

How MICO Verifies Eligibility

Navigate to Host Center → Performance tab for real-time tracking. The dashboard displays four progress bars: streaming hours, active days, regular streams, and Game Lives. Each metric updates within 15 minutes of completing a broadcast (30 minutes during peak hours 7-11 PM).

Verification requires government-issued photo ID, linked bank account, and transaction password. Approval takes 2-5 business days. Verified hosts access higher retention rates and lower minimum thresholds.

The Ultimate 35-Hour Tracking Checklist

Strategic hour distribution prevents last-minute scrambling. Divide the 35-hour requirement across four weeks for manageable daily targets with buffer hours.

Week 1 (Days 1-7): 8-10 Hours Target

Begin with 8-10 hours across 4-5 active days. Focus on consistency over marathon sessions—two 2-hour streams spread across different days outperform a single 4-hour block.

Track these checkpoints:

  • Minimum 4 active streaming days

  • At least 6 regular streams

  • 1-2 Game Lives

  • Average session duration 1.5-2 hours

  • Zero technical disconnections over 5 minutes

Week 2 (Days 8-14): 8-10 Hours Target

Maintain 8-10 hours while increasing active day count to 8-9 total. Identify optimal streaming windows based on Week 1 viewer data.

By day 14, cumulative metrics should show:

  • 16-20 total streaming hours

  • 8-9 active streaming days

  • 12-15 regular streams

  • 3-4 Game Lives

  • Documented peak performance times

Week 3 (Days 15-21): 8-10 Hours Target

Target 8-10 hours across 4-5 additional active days, bringing monthly total to 24-30 hours and 12-14 active days.

Mid-month verification steps:

  • Cross-reference manual tracking with Host Center data

  • Confirm all Game Lives registered correctly

  • Verify streaming hours align with recorded session times

  • Document discrepancies with screenshots

  • Adjust Week 4 targets based on current status

Week 4 (Days 22-End): 9-12 Hours Target

Final week requires 9-12 hours to exceed 35-hour minimum with 2-5 buffer hours. Aim for 16-17 total active days.

Pre-deadline actions before the 14th at 11:59 PM:

  • Verify all four metrics show completed status in Host Center

  • Confirm payment method is properly linked and verified

  • Ensure fewer than 3 Terms of Service violations

  • Screenshot final Performance tab

  • Submit hour discrepancy reports by the 13th

Mastering the 15-Day Active Streaming Rule

The 15-day requirement demands calendar planning that balances consistency with sustainable pacing.

What Qualifies as an 'Active Day'

MICO registers an active day when you complete at least one broadcast meeting minimum duration and engagement thresholds. Sessions under 30 minutes frequently fail to register, particularly with viewer counts below 5 concurrent watchers.

The system timestamps active days based on when you start broadcasting. A stream beginning at 11:45 PM and ending at 12:30 AM counts for the date when you went live.

Optimal Day Distribution

Spread 15 active days across all four weeks: 4 days Week 1, 4 days Week 2, 4 days Week 3, 5 days Week 4. This maintains regular viewer touchpoints while allowing 2-3 rest days weekly.

Consecutive streaming (15+ days straight) satisfies the requirement but creates burnout risk. However, if recovering from a slow start, concentrated streaming in final two weeks can salvage qualification.

Rest Day Strategy

With 15 required active days in a 30-31 day month, you have 15-16 available rest days. Avoid taking more than 2 consecutive rest days before Week 4.

Use rest days for content planning, equipment maintenance, and performance analysis. Review Host Center analytics to identify which stream types generated highest Income Diamond conversion rates.

Visual Tracking Methods

Create a calendar marking planned streaming days before the month begins. Color-code: regular streams in blue, Game Lives in green, rest days in gray. Add actual hours streamed to verify pacing toward 35-hour target.

Sample monthly calendar for MICO Live streaming plan with color-coded active days, regular streams, and Game Lives

Set calendar alerts for:

  • Day 7: Verify 4+ active days and 8+ hours

  • Day 14: Confirm 8+ active days and 16+ hours

  • Day 21: Ensure 12+ active days and 24+ hours

  • Day 28-30: Final verification before 15th payout window

Hour Counting Mechanics

Understanding MICO's hour calculation prevents common disqualification scenarios.

Live Streaming Time vs Idle Time

MICO differentiates between live status and active streaming status. Your broadcast can remain technically live while the system stops crediting hours if engagement metrics drop below thresholds. The platform monitors viewer presence, chat activity, and broadcaster interaction.

Sessions where you leave the camera running without on-screen presence may not accumulate full hour credit. The system implements a grace period of approximately 3-5 minutes for brief breaks, but longer absences risk partial hour forfeiture.

How Viewer Presence Affects Hour Validation

While MICO doesn't require minimum viewer counts, streams with zero concurrent viewers for extended periods receive scrutiny. Maintaining at least 1-2 viewers throughout ensures full hour credit, while streams dropping to zero viewers for 10+ consecutive minutes may receive reduced time credit.

Technical Interruptions and Reconnection

Internet disconnections create gaps in streaming timeline. MICO provides a reconnection grace period of approximately 2-3 minutes—resume within this window and the system treats your stream as continuous. Disconnections exceeding 5 minutes typically split your session into two separate broadcasts.

Document all technical interruptions with timestamps and duration for dispute resolution.

Minimum Session Duration

Community data suggests sessions under 30 minutes face higher rejection rates, particularly for newer accounts. Established broadcasters with verified status report successful hour credit for sessions as short as 20 minutes.

For reliable hour accumulation, target minimum session durations of 45-60 minutes.

Daily Tracking Systems

Implement redundant tracking methods to protect qualification status.

Using MICO's Broadcaster Dashboard

Access Host Center → Earnings to view current month's progress. The dashboard updates within 15-30 minutes after ending each broadcast, displaying:

MICO Live Host Center dashboard displaying streaming hours, active days, regular streams, and Game Lives progress bars

  • Total streaming hours (nearest 0.1 hour)

  • Active streaming days count

  • Regular streams completed

  • Game Lives completed

  • Current Income Diamond balance

Check immediately after each stream to confirm session registered correctly.

Manual Tracking Templates

Create a spreadsheet with columns for: Date, Start Time, End Time, Duration, Stream Type, Viewer Peak, Income Diamonds Earned, Dashboard Confirmation. Log each session immediately after ending broadcast.

Calculate running totals for all four metrics. This parallel tracking reveals discrepancies between your records and MICO's calculations.

Setting Up Automated Alerts

Configure phone alerts for:

  • 30 minutes before planned stream start

  • 15 minutes into each stream

  • Immediately after ending stream

  • Daily at 11 PM for target review

Weekly alerts on Sundays trigger comprehensive progress reviews.

Cross-Verification

Every Sunday, compare manual tracking against Host Center data. Discrepancies of 0.5 hours or more warrant immediate investigation—submit a support ticket with session screenshots and timestamps.

Verification requires government-issued photo ID, linked bank account, and transaction password. Initiate early in the month if not completed. Verified status improves retention rate from 30-40% to 75% and reduces minimum withdrawal threshold from 35,700 to 14,300 Income Diamonds.

Common Cashout Disqualification Mistakes

Mistake #1: Assuming Partial Hours Round Up

MICO calculates hours to nearest 0.1 increment but doesn't round up at monthly cutoff. A broadcaster with 34.9 hours doesn't qualify—the system requires exactly 35.0 hours or more. Target 37-38 hours for cushion.

Mistake #2: Not Accounting for Time Zone Differences

MICO timestamps all activities based on your account's registered time zone. Monthly cutoff occurs at 11:59 PM in your registered time zone, not current local time.

Verify account time zone in Profile → Settings → Account Information.

Mistake #3: Streaming All Hours in Final Days

Concentrating 20+ hours in final week raises fraud detection flags, potentially triggering manual review that delays payout. The platform expects distributed streaming patterns.

If streaming heavily in Week 4, maintain regular session lengths (1.5-2 hours) and increase frequency rather than running 6-8 hour marathons.

Mistake #4: Ignoring the 15-Day Distribution

You can stream 35 hours across only 10 days with 3.5-hour sessions, but you'll fail qualification for insufficient active days.

Monitor both metrics equally. If ahead on hours but behind on active days by Week 3, prioritize shorter daily streams.

Mistake #5: Failing to Verify Before the 15th

Qualification verification occurs on the 14th at 11:59 PM. Discovering a discrepancy on the 15th leaves no time for correction.

Complete final verification check on the 13th, giving 24-36 hours to resolve issues.

The 15-20th Payout Window

Pre-Window Verification (Days 1-14th)

On the 13th, perform comprehensive final check:

  • Confirm Host Center shows 35.0+ hours

  • Verify 15+ active days logged

  • Ensure 25+ regular streams in history

  • Check 5+ Game Lives recorded

  • Validate fewer than 3 Terms of Service violations

  • Confirm payment method properly linked

Screenshot Performance tab as proof of qualification.

Window Opening (15th)

On the 15th, MICO automatically processes all qualified broadcasters. You'll receive in-app notification confirming qualification status and estimated processing timeline.

Navigate to Host Center → Earnings to initiate withdrawal. Select payment method and confirm transaction password.

Processing Period (15-20th)

Payment processing speed by method:

  • GCash: 24-48 hours

  • PayPal: 2-3 days (2.9% + $0.30 transaction fee)

  • Bank Transfer: 3 business days (1.5-3% processing fee)

Comparison chart of MICO Live cashout processing times for GCash, PayPal, and bank transfer

Initiate withdrawal on the 15th rather than waiting until the 19th to reduce total wait time.

Post-Window (After 20th)

Verify funds arrived and match expected amount after fees. MICO sends confirmation notification when transfer completes.

If payment doesn't arrive within stated timeline, check payment method's transaction history. Contact broadcaster support if 24 hours pass beyond maximum processing window.

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Emergency Recovery Strategies

Calculating Your Deficit

On Day 21, calculate shortfall:

  • Hours Deficit: 35 - (Current Hours) = Hours Needed

  • Days Deficit: 15 - (Current Active Days) = Days Needed

  • Available Days: Days remaining until the 14th

If you have 22 hours on Day 21, you need 13 additional hours across remaining 9-10 days. This requires averaging 1.3-1.4 hours daily.

Extended Streaming Sessions

When hours are primary deficit, extend typical session length rather than adding multiple daily streams. If you normally stream 1.5 hours, increase to 2.5-3 hours per session.

Avoid sessions exceeding 4 hours unless you regularly stream at that duration.

Prioritizing Hours vs Days

If choosing between hour requirement or day requirement, prioritize days. Adding active days requires only meeting minimum session thresholds (30-45 minutes), while hour accumulation demands longer commitments.

A broadcaster with 12 active days and 30 hours on Day 25 should stream 3 additional days with 1.5-2 hour sessions each.

When to Accept Missing a Month

If you reach Day 28 with fewer than 10 active days or fewer than 25 hours, qualification becomes mathematically challenging. Rather than burning out, accept the missed month and plan for next cycle.

Use remaining days to test new content formats, build viewer relationships, complete verification, and analyze performance.

Optimization Tips from Experienced Broadcasters

Building Buffer Hours

Top performers target 38-40 monthly hours rather than 35-hour minimum. This 3-5 hour buffer protects against system calculation discrepancies, technical issues, personal emergencies, and potential policy changes.

Peak Engagement Times

Peak viewer activity occurs between 7-11 PM local time. Scheduling streams during these windows accomplishes dual objectives: accumulating qualification hours while maximizing Income Diamond generation.

If schedule prevents prime-time streaming, identify audience's secondary peak periods by analyzing Host Center → Performance data.

Balancing Content Quality with Hour Requirements

Maintain content standards throughout the month. If you need additional hours, extend existing successful formats rather than adding low-effort filler streams.

Documentation Best Practices

Maintain a dedicated folder containing:

  • Screenshots of Host Center Performance tab taken weekly

  • Manual tracking spreadsheet with all session details

  • Copies of support tickets regarding hour discrepancies

  • Confirmation emails from MICO about account status

  • Payment receipts from previous cashouts

Post-Qualification: Maximizing Revenue

Converting Qualified Hours into Higher Earnings

Once you've secured qualification, shift focus from hour accumulation to Income Diamond optimization. Analyze which stream types, topics, and time slots generated highest Diamond-per-hour rates.

Verified hosts can substantially increase earnings by targeting private sessions with dedicated viewers, which yield 50-100 coins per minute.

Viewer Retention Strategies

Announce regular streaming times during broadcasts and in profile description. Implement series-based content that spans multiple streams, giving viewers reasons to return.

Enhancing Your MICO Experience with BitTopup

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FAQ

What counts as 1 streaming hour on MICO Live? One hour equals 60 minutes of active broadcasting with viewer engagement. The system tracks from when you go live until broadcast ends, excluding idle periods. Sessions must maintain minimal viewer presence for full hour credit, with 3-5 minute grace periods for brief interruptions.

How does MICO calculate the 15 active streaming days? An active day requires completing at least one broadcast meeting minimum duration thresholds (typically 30-45 minutes) within a 24-hour period based on your registered time zone. The system timestamps days when you start broadcasting and requires distribution across the calendar month.

What happens if I reach 34.9 hours instead of 35? You won't qualify for that month's payout. MICO calculates hours to nearest 0.1 increment but doesn't round up at qualification cutoff. The system requires exactly 35.0 hours or more.

Why is the payout window specifically 15-20th? MICO processes all qualified withdrawals during this fixed window to standardize payment operations. The system performs automated eligibility verification on the 14th at 11:59 PM, then processes approved payouts based on payment method.

Can I stream all 35 hours in the last week? Technically yes, but concentrated streaming patterns trigger fraud detection reviews that may delay payout. You still must meet the 15-day distribution requirement separately, and you lose ability to correct discrepancies before the 14th cutoff.

How do I verify my hours before the cashout window? Navigate to Host Center → Performance tab for real-time tracking. The dashboard updates within 15-30 minutes after each broadcast. Perform final verification on the 13th, comparing displayed totals against manual tracking records. Screenshot Performance tab showing all requirements met.


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