Quick Answer: MyCard Taiwan is Taiwan's primary prepaid points system, available in TWD denominations from 30 to 10,000 points. Buy a PIN code from a trusted reseller, redeem it via the MyCard Payment Center or Wallet portal, and apply the balance to your game. The whole process takes 2–5 minutes with instant delivery. The Spring 2026 campaign (February 9 – April 9) offers up to 30% bonus points — so now's the time to top up.
What Is MyCard Taiwan and Why International Players Need It
MyCard Taiwan is the dominant prepaid digital points platform for Taiwan-region games — Ragnarok Online TW, MapleStory TW, and dozens of mobile RPGs. It runs on fixed TWD denominations: you buy a specific points value and redeem it in-game or through the MyCard portal. Transaction success rate exceeds 99.5%, which is why Taiwan-server publishers have standardized around it.
MyCard Points vs. MyCard Cash: Know the Difference
MyCard Points — Redeemed directly inside one specific game; tied to a single publisher's ecosystem
MyCard Cash (Wallet balance) — Stored in your MyCard account and usable across multiple supported games
For most international players targeting one game, MyCard Points via PIN card is faster and simpler. MyCard Wallet suits players funding multiple Taiwan-server titles from one balance pool.
Can International Users Top Up MyCard Taiwan?
Yes — with one caveat. MyCard Taiwan points are valid only for Taiwan-region game accounts. Your game account must be registered on the Taiwan server. The purchase itself has no geographic restriction; users in Southeast Asia, North America, Europe, and beyond routinely buy and redeem PIN codes without issue.
For international players, buying MyCard points online instantly through BitTopup eliminates region-locked payment friction, supports international cards and e-wallets, and delivers PINs in minutes.
Before You Top Up: What You Need to Prepare
MyCard Account Setup
Three things required before any top-up:
Verified email address (confirmation link sent on registration)
Verified mobile number (SMS code — your international number works)
6-digit payment password (set during registration, separate from login password)
After setup, enable Two-Factor Authentication (2FA) via your registered mobile immediately — non-negotiable when accessing from overseas IPs. Also note: accounts with zero balance and six consecutive months of inactivity are subject to termination. Make at least one small transaction every few months if you're a seasonal player.
TWD Denominations Available
Small: 30, 50, 90, 150, 170 points
Mid-range: 300, 350, 400, 450, 500, 750 points
High-value: 1000, 1150, 1490, 1690, 2000, 2500, 3000, 3290 points
Premium: 5000, 10,000 points
Direct wallet funding minimums (doesn't apply to PIN code purchases from resellers):
Bank transfer: 150 points minimum
FPX: 200 points minimum
E-wallet / EC Pay: 300 points minimum
7-ELEVEN: 500 points minimum
How to Top Up MyCard Taiwan via BitTopup: Step-by-Step
This is the most reliable method for international users without Taiwan-based banking access.
Visit BitTopup and go to the MyCard Taiwan product page
Select your TWD denomination
Pay with your international credit/debit card or supported e-wallet
Receive your PIN code (card number + password) by email — typically within 2–5 minutes
Log in to your MyCard member account
Navigate to the PIN redemption section
Enter the card number and password, select Wallet as destination, and confirm
Pro tip: If your PIN hasn't arrived within 2 hours, contact support immediately with your order confirmation number.
How to Redeem Your MyCard PIN Code: 3 Methods
Method 1: MyCard Payment Center (Game-Direct Top-Up)
Credits points directly to a specific game — no Wallet storage:
Go to the MyCard Payment Center
Enter your MyCard serial number and password → click Proceed
Select your target game from the list
Enter your game member ID and password → click Confirm
Points appear within 30 minutes. If balance hasn't reflected after 2 hours, open a support ticket with your transaction reference.
Method 2: In-Game Top-Up Page (Most Common for Mobile Titles)
Log in to your game's top-up page with your email and password
Tick the reCAPTCHA → click 登入 (Login)
Select your point amount → click 付款 to enter the MyCard Payment page
Click More → select Taiwan region → choose MyCard Point Card
Enter your card number and password → click Top-Up
Method 3: MyCard Wallet via QR Code (MyCard APP)
Log in to your MyCard account → go to Top Up
Enter card number and password → select Wallet
Log in to confirm → enter your payment password and registered mobile number
Click Confirm → scan the QR Code using the MyCard APP
Best for players managing a central balance across multiple games.
Processing Times: What to Realistically Expect
PIN delivery (instant reseller method): 2–5 minutes to email
Points credited after PIN redemption: Within 30 minutes
Convenience store / bank transfer before 3:00 PM TST: 15–60 minutes
Bank transfer after 3:00 PM TST: 1–24 hours
Contact support if: Points not credited within 2 hours of redemption
The 99.5%+ success rate means delays are almost always queue issues, not failed transactions. Keep your redemption confirmation as proof when contacting support.
Spring 2026 Campaign: Get Up to 30% Bonus Points
The Spring 2026 campaign runs February 9 – April 9, 2026 (midnight TST, UTC+8) and offers up to 30% bonus points on qualifying top-ups. Points convert 1:1 to in-game diamonds or currency, with the bonus applied on top.
Key details:
Promo codes expire 2–4 weeks after February 9, 2026 — redeem promptly
Higher denominations (1000+ TWD) typically qualify for the maximum 30% bonus
Applies to both MyCard Points and MyCard Wallet top-ups
Strategic recommendation: Front-load your spending during this window. If you're planning significant in-game purchases on Taiwan-server titles in early 2026, the bonus points deliver substantially more value per TWD spent.
Security: Protecting Your Account and PIN
International users face elevated phishing risk when searching for region-restriction workarounds. Apply these practices without exception:
Enable 2FA immediately after account creation
Never share your PIN in game chats, Discord, or with anyone claiming to be MyCard support
Verify the redemption URL — only use the official MyCard portal
Use a unique password for MyCard, separate from your game login
Screenshot your PIN on receipt and store it offline
Red Flags for Fraudulent Sources
Prices more than 15–20% below standard market rates
No clear refund or dispute policy
Requests for your MyCard account login credentials
No verifiable customer reviews or transaction history
Legitimate resellers like BitTopup deliver PIN codes to your email — they never need your MyCard account password.
Pro Tips from Experienced International Players
Denomination strategy: Don't buy multiple small denominations when one larger one covers the same spend. The 1000, 1490, and 2000 TWD denominations hit the sweet spot for most mid-tier in-game packages — smaller denominations create unnecessary transaction overhead.
Time top-ups around events: Taiwan-server games run major gacha and event campaigns aligned with Taiwanese holidays. The Spring 2026 MyCard campaign overlapping with Lunar New Year is intentional — publishers coordinate bonus events with MyCard promotional windows. Monitor your game's official channels for event schedules that align with MyCard bonus periods.
Keep a top-up log: Record each transaction — date, denomination, PIN code (until redeemed), and in-game balance before/after. This serves dual purposes: personal budgeting and dispute evidence. MyCard support resolves disputes faster when you provide precise timestamps and redemption confirmation codes.
Per-transaction limits: MyCard enforces a limit of 1–50 cards per transaction. Bulk buyers and guild leaders funding accounts for events should plan purchases accordingly.
Frequently Asked Questions
Q1: Do I need a Taiwanese phone number or ID to top up? No Taiwanese ID required. Your MyCard account needs a mobile number for SMS verification and 2FA — your international number works fine.
Q2: What's the minimum top-up amount for international purchases? No enforced minimum when buying PIN codes from a reseller beyond the smallest available denomination (30 TWD). Direct wallet funding has higher minimums: 150 points for bank transfer, up to 500 points for convenience store payments.
Q3: How long does a top-up take to process? PIN delivery via instant reseller: 2–5 minutes. After redemption, points appear within 30 minutes. Contact support if balance hasn't updated within 2 hours.
Q4: Can I use MyCard points across multiple games? MyCard Points are game-locked. MyCard Wallet balance works across multiple supported Taiwan-server titles — better choice for multi-game players.
Q5: My PIN shows as invalid — what do I do? Check format (hyphens, case sensitivity) and confirm you're on the correct Taiwan regional portal. If it still fails, contact the reseller's support with your purchase confirmation — legitimate resellers will verify and replace invalid codes.
Q6: Can I get a refund if I top up the wrong account? No. MyCard doesn't refund points once credited to a game account. This is the most common and irreversible mistake international users make. Verify your game member ID at the confirmation screen — not just at entry.