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Published on 2026-02-02 / 8 Visits
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MICO Coins Missing After Payment? Complete Recovery Guide 2026

Quick Answer: 90% of missing MICO Coins stem from UID errors or region mismatches. Recovery requires proper documentation and support tickets—never chargeback, as it triggers permanent bans within 24-48 hours. This guide covers the complete recovery process, proof checklist, and safe purchasing alternatives.

Understanding MICO Coins Missing After Payment

Missing coins rarely mean lost money. Most cases trace to preventable purchase errors, not system failures.

Primary causes:

  • UID entry errors: Manual entry has 12-15% error rate. One wrong digit sends coins to another account

  • Region mismatches: Global (110 coins/USD), MENA (143 coins/USD), Southeast Asia (43 coins/100 rupees). Wrong region = failed transaction or incorrect amounts

  • VPN usage: Triggers 12-24 hour fraud verification delays

  • Low storage: Requires 500MB+ free space for top-ups to process

For persistent MICO coins not received after payment issues, platforms like BitTopup offer automated UID verification eliminating manual errors.

Payment Processing Timelines

  • Card/digital wallets: 5 minutes (95% of cases), max 30 minutes

  • Cryptocurrency: Up to 30 minutes for blockchain confirmation

  • Bank transfers: 1-4 hours

  • Peak hours (7-11 PM): Add 15-30 minutes

When to Contact Support

Wait these periods before contacting support:

  • Card/wallet/bank: 4 hours

  • Cryptocurrency: 24 hours

Check wallet history first (90-day records). Status types:

  • Pending: Normal processing

  • Failed: Contact support immediately

  • Completed: Proceed with recovery steps

MICO's No-Refund Policy: Critical Rules

MICO Coins are non-refundable once transactions complete. This applies universally across all payment methods and amounts.

What's Covered

  • All completed purchases where coins credited to any account (even wrong ones due to UID errors)

  • Payment fees, conversion charges, gateway costs—all non-recoverable

  • Users responsible for verifying purchase details before payment

Exceptions

Refunds only when technical failures prevent delivery entirely AND platform can't resolve through coin crediting. Resolution takes 24-72 hours with proper documentation—delivered as coins, not money.

Understanding MICO coin refund policy 2026 is essential. BitTopup provides transaction protection and automatic records simplifying disputes.

Why This Policy Exists

Prevents exploitation: users can't receive coins, spend them, then claim non-delivery for double benefit. Digital currency can't be returned once spent.

The Chargeback Ban Danger

Chargebacks = permanent account ban within 24-48 hours. This is irreversible.

How MICO Responds

Payment gateways notify MICO instantly of disputes. Automated response:

  • Immediate account suspension

  • Permanent blacklist of: government ID, phone, email, device hardware IDs

  • No human review, no appeals

  • New devices won't help if using banned ID documents

Why So Strict

Chargebacks cost MICO the coin value PLUS $15-100 processing fees per incident. For small purchases, fees exceed transaction value.

Real Consequences

Users lost accounts with hundreds of dollars in purchases, gifts, and connections. No recovery possible even if repaying disputed amount plus fees.

Step-by-Step Recovery Process

Immediate Actions (First 24 Hours)

Step 1: Force Account Sync

  1. Profile icon > Settings > Logout

MICO Live app guide showing Profile icon, Settings menu, and Logout option for account sync

  1. Wait 30-60 seconds

  2. Login and check balance

Resolves 60% of cases.

Step 2: Verify UID

  1. Profile icon > long-press UID > Copy

MICO Live profile interface with UID long-press copy feature

  1. Compare with purchase confirmation

  2. If mismatch found, proceed to support ticket

Step 3: Confirm Region

  1. Profile > Account Settings > Region

  2. Must match purchase region

  3. Region changes require ID verification, 3-month residence proof, local SMS—takes 24-48 hours, limited to once per 12 months

Check Recharge History

Profile > Wallet > Review last 90 days

MICO Live wallet recharge history displaying transaction statuses and details

Transaction statuses:

  • Completed with correct UID but no coins = contact support

  • Pending = wait based on payment method

  • Failed = verify with bank

Verify Bank Payment

Check banking app for:

  • Transaction ID

  • Amount, timestamp

  • Last 4 digits of payment method

  • Status: completed vs pending

Screenshot showing all details.

Submit Support Ticket

Path: Profile > Settings > Help Center > Contact Support > Payment Issues > Coins Not Received

Include:

  • Subject: Coins Not Received - [Date] - [Amount] - [Transaction ID]

  • Exact purchase time (with timezone)

  • Coin package purchased

  • Payment method

  • UID entered vs current UID

  • VPN usage status

  • All proof screenshots

Submit within 48 hours for priority processing.

Response Timeline

  • Email confirmation: 1-5 minutes

  • First response: 2-8 hours

  • Under Review: 8-48 hours

  • Resolution: 24-72 hours with proper documentation

Don't submit duplicate tickets—resets queue position.

Payment Proof Checklist

Transaction ID Locations

  • Card payments: Bank app transaction details (12-20 characters, may be labeled Reference Number)

  • Digital wallets: Transaction history > Order ID/Reference Number

  • Cryptocurrency: Blockchain transaction hash (starts with 0x)

  • Bank transfers: UTR Number on confirmation receipt

Screenshot Requirements

Must show:

  • Full transaction details (amount, currency, recipient, date, timestamp)

  • Transaction ID (not truncated)

  • Last 4 digits of payment method

  • Payment status (Completed/Success)

Technical specs: JPG/PNG/PDF, max 5MB, maximum brightness, no dark mode, unedited.

Bank Statement

  • Official download from bank

  • Your name, last 4 account digits, bank logo

  • Statement date range covering purchase

  • MICO transaction highlighted

Order Confirmation Email

Contains:

  • Order number

  • Purchase timestamp

  • Coin package details

  • UID coins sent to

  • Payment method

Screenshot with full headers (From, To, Date, Subject) and body.

Device/Network Info

  • Device model, OS version

  • MICO app version (Settings > About)

  • Connection type (WiFi/mobile data/VPN status)

  • Free storage space

  • Error messages

Screenshot Guide

What to Capture

In-app:

  • Purchase confirmation (appears 3-5 seconds only)

MICO Live in-app purchase confirmation screen with coin details

  • Wallet history entry

  • Coin balance before and after expected delivery

Bank app:

  1. Open transaction details

  2. Ensure all info on one screen (or multiple sequential shots)

  3. Show: merchant, amount, date/time, transaction ID, status

  4. Include last 4 account digits

Email receipts:

  • Open in email app

  • Expand all sections

  • Capture header and full body

  • Show your email address

What NOT to Do

Triggers fraud flags:

  • Cropping timestamps/dates

  • Excessive redaction (only obscure middle account digits)

  • Adjusting brightness/contrast after capture

  • Combining screenshots into collages

  • Adding annotations (describe in ticket text instead)

Contacting Support Effectively

In-App Ticket (Fastest Method)

Profile > Settings > Help Center > Contact Support > Payment Issues > Coins Not Received

Best practices:

  • Subject format: Coins Not Received - [Date] - [Amount] - [Transaction ID]

  • Chronological facts, no emotional language

  • Proof order: payment confirmation, UID verification, wallet history, bank statement

  • Include registered email and phone

Email vs Live Chat

  • Email: Redirects to in-app system, adds 12-24 hours

  • Live chat: Basic troubleshooting only, creates in-app tickets anyway

  • In-app direct: Most efficient, immediate case assignment

Escalation Process

After 72 hours unresolved:

  1. Reply to existing ticket requesting supervisor review

  2. Reference ticket number, summarize in 2-3 sentences

  3. Don't create new tickets

After 96 hours:

  1. Reply requesting payment disputes team escalation

  2. Maintain professional tone

  3. Prepare timeline: purchase date, ticket date, responses received, current status

BitTopup: Safe Alternative

Guaranteed Delivery System

Multi-layer verification:

  • Automated UID validation (checks format and MICO database)

  • Region verification (auto-detects account region)

  • Payment confirmation holds until verification passes

Delivery guarantee: coins arrive on time or automatic refunds—protection unavailable with direct MICO purchases.

Transaction Protection

Auto-generated documentation:

  • Instant detailed receipts

  • Automatic verification screenshots (UID, region, delivery)

  • Permanent transaction history

  • Real-time delivery tracking

Eliminates manual screenshot gathering.

Faster Processing

  • Dedicated API connections with MICO

  • Bulk transaction optimization

  • Pre-verified merchant status (bypasses fraud checks)

  • Automated retry systems

40-60% faster than direct purchases. Most complete within 2-3 minutes.

Support Advantage

Dual-layer support:

  • 24/7 platform support team

  • Direct MICO liaison via merchant channels

  • Guaranteed delivery or full refunds

Response: under 2 hours initial, under 24 hours resolution vs MICO's 24-72 hours.

Prevention Strategies

Pre-Purchase Verification

UID routine:

  1. Profile > long-press UID > Copy

  2. Paste to note app

  3. Compare character-by-character during purchase

  4. Use copy-paste, never manual entry

Region confirmation:

  1. Profile > Account Settings > Region

  2. Match with purchase region

  3. No VPN services

Account status:

  1. No restrictions/warnings

  2. Email verified (Settings > Account)

  3. Phone linked and verified

Network Checks

Before payment:

  • WiFi: 3+ bars or 75%+ strength

  • Mobile: 4G/5G minimum

  • Disable all VPNs

  • Close background apps

  • Speed test: minimum 5 Mbps download, 1 Mbps upload

Payment Method Reliability

Highest (95%+ in 5 min):

  • Major credit cards (Visa, Mastercard)

  • Established wallets (PayPal, Google Pay, Apple Pay)

  • BitTopup platform methods

Moderate (90%+ in 30 min):

  • International debit cards

  • Regional wallets

  • Established cryptocurrency

Lower (85%+ in 4 hours):

  • Direct bank transfers

  • Newer crypto networks

  • Prepaid cards

Automatic Proof Records

Post-purchase routine:

  1. Screenshot confirmation (within 5 seconds)

  2. Screenshot coin balance

  3. Screenshot wallet history

  4. Save confirmation email

  5. Create folder: MICO Purchases [Month Year]

  6. Use filename: MICO[Date][Amount]_[Type].jpg

Monthly Security Audits

  • Change password every 90 days

  • Verify linked social accounts

  • Review login history (Settings > Security)

  • Remove old payment methods

  • Confirm email accessibility

Common Misconceptions

Myth: Automatic Refunds for Issues

Reality: No-refund policy applies even for technical failures. Resolution = coin delivery, not payment reversal. Automatic refunds only when payment fails before reaching MICO.

Myth: Chargebacks Safe with Proof

Reality: Proof doesn't protect from chargeback bans. Automated suspension triggers immediately regardless of evidence validity. Even winning bank disputes = permanent MICO ban.

Myth: Support Doesn't Help

Reality: Properly documented tickets achieve 95%+ resolution within 72 hours. Perception stems from incomplete documentation or premature submission. Support can't override no-refund policy or reverse chargeback bans, but resolves legitimate technical issues effectively.

What Works in 2026

  1. Wait appropriate timeframes

  2. Gather complete documentation first

  3. Submit single comprehensive ticket

  4. Professional follow-ups at intervals

  5. Accept coin delivery as resolution

  6. Use BitTopup for future purchases

FAQ

How long should I wait before taking action? 4 hours for card/wallet/bank, 24 hours for crypto. Perform logout/login sync after 30 minutes—resolves 60% of cases.

Can I purchase more coins while waiting? No. Multiple pending transactions complicate investigations. If urgent, use different payment method or BitTopup for independent processing.

What if my account gets suspended during dispute? Rare during legitimate tickets. Reply to existing ticket noting suspension. Don't create new tickets or alternate accounts—appears as ban evasion.

Time limit for reporting? Submit within 48 hours for priority. Platform accepts older reports but requires additional verification. 90-day wallet history limit makes cases older than this very difficult.

Wrong UID entered? Coins can't be reversed or transferred. Support may contact receiving account for voluntary return—very low success rate. Demonstrates why UID verification is critical.

Recover account after chargeback ban? No. Permanent and irreversible. No appeals. Bans affect account, ID, phone, email, device IDs. Repaying doesn't enable recovery.


Tired of payment issues? Buy MICO Coins through BitTopup with guaranteed delivery, automatic proof records, and 24/7 support. Get coins in minutes, not days. Visit BitTopup now!


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